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Nigeria Can Only Overcome Insecurity With Massive Job Creation For Youths – Achama

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Chairman and chief executive officer of Zoe Group of Companies, Engr Stephen Akpa Achama has posited that Nigeria could only overcome the hydra headed security challenges facing the country for over a decade now, through massive job creation for the citizens, especially the youths.

The real estate guru, who made his position known during an interaction with newsmen in his office in Abuja recently, noted that there could be no tranquility in any society where majority of the able-bodied citizens were unemployed or under-employed.

Achama reiterated that in its efforts to help in checking the burgeoning unemployment rate in Nigeria, Zoe New Dawn had offered thousands of Nigerians both direct and indirect employments.

He therefore appealed to government to also assist the company where necessary, in order to offer more Services to the country and the citizens, especially in the areas of affordable accommodation and employment.

“We employ more than 1,000 people here everyday and we pay them daily for their job, and it’s something government should be proud of by giving us more land and also partner with us to make house affordable for everyone.

“We have other estates in Guzape, Lugbe and Katampe with one bedroom, two bedroom, three bedroom and four bedroom; and you can own a house as cheap as N10 million and you can pay on installment within 24 months,” he said.

The philanthropist, who has empowered many women and the youths across the country with various skills and household items, informed that his company aimed to make life easier for the citizens, especially on the issue of housing.

“Part of our aims is to impact into people’s lives and not profit making. And the agenda is not only in Abuja but across Nigeria, and our portal is open for marketers and it attracts 5% of each plot,” he hinted.

On the issue of building collapse and professionalism in the real estate sector, Achama noted that buildings still collapse in the country due to the use of fake materials, as well as wrong mixing.

According to him, “One should consider the ratio of sand to water, the right requirements for cement ratio to sand and water while building, so that where one was meant to use the ratio of 10 bags of cement to a specified amount of sand and water, he would not use five.

“If you do not get the right choice of materials and use the right mix, then the load-bearing capacity will be very low and cause a strain on the building. For instance, you might be required to use 10 bags of cement to 50 wheelbarrows of sharp sand, 10 wheelbarrows of stone dust, then you decide to use five bags of cement to the ratio. You will not get the right strength of the material and the moment you don’t do it up to standard, the weight will be very low and as you go up, you intend to load to that particular strength and when you load it like that, there is no way the building will not collapse.”

On what could be done to mitigate recurrence of such tragedy, he advised estate development firms to adhere strictly to the professional ethics.

“For us at Zoe New Dawn Nigeria, before we have you work with us much, we evaluate and confirm your certificate; you know people go to site based on experience by probably hanging around construction sites for awhile without having the technical knowledge needed. In some cases we go as far as verifying from the university that you claim to graduate from on the authenticity of your certificate and professional bodies like Council for the Regulation of Engineering in Nigeria, COREN, and other professional bodies before considering you for employment.

“We are resolute in ensuring we investigate and go to any lengths to ensure we have the right engineers for our jobs. We do this by taking a step forward by writing to schools and the appropriate bodies that give certificates to ensure that certificates presented are genuine,” he added.

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NELFUND: The Renewed Hope Engine Propelling Nigeria’s Youth into Tomorrow

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By Dayo Israel, National Youth Leader, APC

As the National Youth Leader of the All Progressives Congress, I have spent most of my tenure fighting for a Nigeria where every young person, regardless of their ward or local government, family income, or circumstance, can chase dreams without the chains of financial despair.

Today, that fight feels like victory, thanks to the Nigerian Education Loan Fund (NELFUND). Launched as a cornerstone of President Bola Ahmed Tinubu’s Renewed Hope Agenda, this initiative isn’t just a policy tweak; it’s a revolution. And under the steady, visionary hand of Managing Director Akintunde Sawyerr, NELFUND has transformed from a bold promise into a roaring engine of opportunity, disbursing over ₦116 billion to more than 396,000 students and shattering barriers for over a million applicants.

Let’s be clear: NELFUND was always destined to be a game-changer. Signed into law by President Tinubu on April 3, 2024, it repealed the outdated 2023 Student Loan Act, replacing it with a modern, inclusive framework that covers tuition, upkeep allowances, and even vocational training—ensuring no Nigerian youth is left on the sidelines of progress.

But what elevates it from groundbreaking to generational? Leadership. Enter Akintunde Sawyerr, the diplomat-turned-executioner whose career reads like a blueprint for results-driven governance. From co-founding the Agricultural Fresh Produce Growers and Exporters Association of Nigeria (AFGEAN) in 2012—backed by icons like former President Olusegun Obasanjo and Dr. Akinwumi Adesina—to steering global logistics at DHL across 21 countries, Sawyerr brings a rare alchemy: strategic foresight fused with unyielding accountability.

As NELFUND’s pioneer MD, he’s turned a fledgling fund into a finely tuned machine, processing over 1 million applications since May 2024 and disbursing ₦116 billion—₦61.33 billion in institutional fees and ₦46.35 billion in upkeep—to students in 231 tertiary institutions nationwide. That’s not bureaucracy; that’s brilliance.

Sawyerr’s touch is everywhere in NELFUND’s ascent. Since the portal’s launch, he’s overseen a digital ecosystem that’s as transparent as it is efficient—seamless verification, BVN-linked tracking, and real-time dashboards that have quashed misinformation and built trust. In just 18 months, the fund has empowered 396,252 students with interest-free loans, many first-generation learners who might otherwise have dropped out.

Sensitization drives in places like Ekiti and Ogun have spiked applications — 12,000 in a single day in one instance, while expansions to vocational centers in Enugu pilot the next wave of skills-based funding. And amid challenges like data mismatches and fee hikes, Sawyerr’s team has iterated relentlessly: aligning disbursements with academic calendars, resuming backlogged upkeep payments for over 3,600 students, and even probing institutional compliance to safeguard every kobo. This isn’t management; it’s mastery—a man who doesn’t just lead but launches futures.

Yet, none of this happens in a vacuum. President Tinubu’s alliance with trailblazers like Sawyerr is the secret sauce securing Nigeria’s tomorrow. The President’s Renewed Hope Agenda isn’t rhetoric; it’s resources—₦100 billion seed capital channeled into a system that prioritizes equity over elitism. Together, they’ve forged a partnership where vision meets velocity: Tinubu’s bold repeal of barriers meets Sawyerr’s boots-on-the-ground execution, turning abstract policy into tangible triumphs. It’s a synergy that’s non-discriminatory by design—Christians, Muslims, every tribe and tongue united in access—fostering national cohesion through classrooms, not courtrooms.

As Sawyerr himself notes, this is “visionary leadership” in action, where the President’s political will ignites reforms that ripple across generations.

Why does this matter to us, Nigeria’s youth? Because NELFUND isn’t handing out handouts—it’s handing out horizons. In a country where 53% of us grapple with unemployment, these loans aren’t just funds; they’re fuel for innovation, entrepreneurship, and endurance.

Picture it: A first-generation polytechnic student in Maiduguri, once sidelined by fees, now graduates debt-free (repayments start two years post-NYSC, employer-deducted for ease) and launches a tech startup. Or a vocational trainee in Enugu, equipped with skills funding, revolutionizing local agriculture. This is quality education that endures—not fleeting certificates, but lifelong launchpads. Sawyerr’s focus on human-centered design ensures loans cover not just books, but bread—upkeep stipends of ₦20,000 monthly keeping hunger at bay so minds can soar. Under his watch, NELFUND has debunked doubts, refuted fraud claims, and delivered results that scream sustainability: Over ₦99.5 billion to 510,000 students by September, with 228 institutions on board.

As youth leaders, we see NELFUND for what it is: A covenant with our future. President Tinubu and MD Sawyerr aren’t just allies; they’re architects of an educated, empowered Nigeria—one where poverty’s grip loosens with every approved application, and innovation blooms from every funded desk. This isn’t charity; it’s an investment in the 70 million of us who will lead tomorrow.

We’ve crossed one million applications not because of luck, but leadership—a duo that’s turning “access denied” into “future unlocked.”

To President Tinubu: Thank you for daring to dream big and backing it with action.

To Akintunde Sawyerr: You’re the executor we needed, proving that one steady hand can steady a nation.

And to every Nigerian youth: Apply. Graduate. Conquer.

Because with NELFUND, your generation isn’t just surviving—it’s thriving, enduring, and eternal.

The Renewed Hope isn’t a slogan; it’s our story, now written in scholarships and success. Let’s keep turning the page.

Dayo Israel is the National Youth Leader of the All Progressives Congress (APC).

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