News
Prof. Enape Urges Nigerians to Embrace Financial Discipline to Avoid Post-Retirement Poverty
Caleb Ogar
A Renowned academic and finance expert, Professor Victoria Ayishetu Enape, has called on Nigerians to adopt sound financial management practices to avoid falling into poverty after retirement.
Speaking during her professorial reception and book launch in Abuja on Saturday, Enape warned that poor financial habits continue to push many Nigerians — including former high earners — into avoidable economic hardship.
Her new book, “Financial Literacy: Navigating Wealth in the 21st Century,” was formally presented at the event, which drew dignitaries from various sectors, including law, governance, and mining.
“I have seen people who once had status and influence become beggars. Civil servants retire after decades of service with nothing to show for it because they failed to plan,” Enape said. “That’s what inspired me to return to my core calling — helping people manage their finances effectively.”
Enape emphasized that building financial stability goes beyond earning a salary or owning a business. According to her, it requires strategic planning, disciplined saving, informed investing, and preparation for the future — all of which she has dedicated her career to teaching.
She also stressed the importance of intergenerational wealth education, urging parents and educators to equip young Nigerians with the tools to manage money responsibly.
“If we teach our youth to value money and build wealth early, we will leave a lasting legacy,” she said.
Presenting the new book, Sebastian Hon (SAN) praised Enape’s clarity of purpose and the boldness with which she addresses the sensitive subject of money management.
“What’s remarkable is not just her message, but the courage to deliver it — especially as a woman in a field where financial literacy is often overlooked. Her work reminds us that money management is about discipline, not gender or status,” he noted.
Also speaking, Mr. Simon Nkom, Director-General of the Nigeria Mining Cadastre Office and Chairman of the Occasion, said Enape’s advocacy aligns with Nigeria’s broader push for economic diversification, particularly in the solid minerals sector.
“Every state in Nigeria has mineral wealth. But unlocking that wealth demands more than resources — it demands financial intelligence, innovation, and discipline,” Nkom said, describing Professor Enape as a champion of accountability and transparency.
In her goodwill message, Mrs. Titi Abubakar, wife of the former Vice President, highlighted the need for early financial education at home. She encouraged parents to cultivate savings habits in their children using simple tools like coin boxes.
“When children open their savings boxes at the end of the month, it excites them. It teaches discipline. These early habits prevent financial struggles later in life,” she said.
Mrs. Abubakar also advocated for the use of age-appropriate financial literacy materials in homes and schools, noting that such resources can empower both children and adults.
Professor Enape’s renewed campaign for financial literacy comes at a critical time, as experts warn of increasing poverty and poor retirement planning among Nigerians. Her message — echoed by other speakers at the event — reinforces the urgent need for nationwide financial education and reform, beginning at both the individual and institutional levels.
News
Tin City Warms Up for President Tinubu as North Central Embraces Renewed Hope
By Sunday Dare
When President Bola Ahmed Tinubu berths on the plains and rolling hills that dominate the Jos landscape tomorrow, he will meet a people resourceful, friendly and resilient but weighed down by conflict, yet unbowed by adversity.
So, tommorrow, national attention turns to the Plateau- a locale laden with history and rich with potential. From the tin mines that gave the city of Jos its name, to the Irish potato, strawberry farms and beetroot plantations that dot its landscape, Jos remains a land of promise—truly the Home of Peace and Tourism.
Jos is also deeply woven into Nigeria’s political history. Plateau is home to towering figures such as Generals JD Gomwalk, Yakubu Gowon, John Shagaya, Joshua Dogoyaro, and Jerry Useni. Solomon Lar, Senator Ibrahim Mantu and numerous others also stand tall in the annals Plateau political history.
Jos was also the rallying ground of the famed Langtang Mafia—a group of influential military officers from Langtang in Plateau State who, at the height of their power, played a significant role in Nigeria’s political and military affairs.
The story of Jos is both exciting and excruciating. The city lost its innocence some two and a half decades ago, when the popular Terminus Market was reduced to rubble through acts of arson and looting.
Thus at the turn of the millennium by 2001, Jos—and by extension, Plateau—was thrown into a cycle of unending conflict. Ethnic tensions, clothed in religious garb, tore through the city and spread across the state, dragging Jos into an abyss of violence, almost of Kigali proportions. Peace gave way to war, and tourism jaunts became undertakings to the undertaker.
Yet Jos has never surrendered. Every time it is written off, it rises again—scarred, but resilient. With its multi-ethnic, multi-religious fabric, the Plateau continues to trudge on in pursuit of peace, development, and egalitarian ideals.
It was here, in Jos, that Nigeria’s democratic resurgence was birthed. The historic SDP convention, where late General Shehu Yar’Adua and Chief Moshood Abiola held sway, took place in this city. Jos gave political life to Abiola, our hero of democracy in 1992
Now, thirty three years later, another hero of democracy and of the June 12 struggle returns to the Plateau. President Tinubu’s return and visit to Plateau State is not just to honor the transition to glory of Nana Lydia Yilwatda, the mother of the APC National Chairman.
It is a visit that carries deeper meaning—one of empathy, solidarity, and renewed hope for a people who have endured decades of turmoil. It is a mission to preach peace, console the bereaved, bind wounds, and assure Plateau of its central place in the Nigerian project.
Mr President comes not just to mourn, but to reconnect. He comes to parley with the North Central, to commiserate with a people who have suffered, and to extend the hand of renewed hope. That Renewed Hope is laying a solid foundation as evidenced by Naira at N1,455 per dollar, rising Foreign Reserves at $43bn, Trade surplus heading for N25tr. Revenues up 411% and Inflation down to about 20 per cent. Over 600,000 students benefiting from NELFUND.
This visit is more than ceremonial. It is a journey into the very soul of a people who have known pain, yet remain resilient; a land scarred by conflict, yet still brimming with hope and promise. As the Tin City opens its arms, Jos will not just receive the President—it will receive a message of solidarity, healing, and renewal.
Tomorrow is about remembering the glorious past, confronting the present, and charting a path to a peaceful and prosperous Plateau within a united Nigeria. With President Tinubu’s Renewed Hope Agenda, Jos once again stands at the intersection of history and destiny.
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