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CBN Anchor-Borrower is a loan scheme, not a free package – AFAN

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Agency Report

All Farmers Association (AFAN), Kaduna State has cautioned farmers on the CBN Anchor-Borrower Programe, saying it is a loan scheme meant to empower Nigerian farmers.

Alhaji Nuhu Aminu, the Chairman of AFAN, gave the warning in an interview with the News Agency of Nigeria (NAN) on Tuesday in Zaria, Kaduna State.

“Something is happening across Nigeria, Kaduna State inclusive, many people are thinking that the CBN Anchor-Borrower loan scheme is a free empowerment package.

“I want to use this medium to call on Nigerian farmers, especially those who benefited from the scheme to understand that the Anchor-Borrower Scheme is not a free package but a loan scheme.

“Therefore, all those who benefited must be ready to pay back the loan because their BVN and phone numbers have been captured and there will be no hiding place for them.

“The bank will definitely trace them and retrieve its money,” he said.

Aminu recalled that the initial plan was to give the benefiting farmers complete loan packages in cash but it was discovered that many would have converted the money to buy motorcycles, cars or marry wives instead of using it for the farming business.

He said that the decision to supply the farming inputs as a package to farmers was meant to encourage active and practical participation to pave way for smooth farming activities across the nation.

“Therefore, I want to appeal to our farmers, especially the youths not to see the Anchor-Borrower as “awoof’’, it is never a free package but they must be ready to payback,” he warned.

Aminu said that defaulting in repaying the loan would deprive others of getting access to the loan scheme, assuring that the sustainability of the program largely depended on the ability of beneficiaries to payback.

On the formation of farmers’ cooperative societies, the chairman appealed to farmers who were yet to join any of such groups to do so to enable them to benefit from different government policies and programs.

According to him, government or corporate organizations will not be comfortable to deal with people individually, rather it is easier for such a body to deal with cooperative groups than individuals.

NAN

 

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Daughters of Dr. Charles Ononiwu, Chiamanda and Chiamaka, Launch Debut Books to Uplift Hearts Facing Life’s Struggles

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Joel Ajayi

At just 18 and 20 years old, Chiamanda and Chiamaka Ononiwu — daughters of renowned Nigerian surgeon Dr. Charles Ononiwu — have achieved a remarkable milestone with the release of their debut inspirational books, Do Not Be Afraid and Waterfalls.

Their literary journey began six years ago, during the height of the global COVID-19 pandemic. While the world was engulfed in fear and uncertainty, the then 13- and 15-year-old sisters turned inward, using writing as an outlet to process their emotions, express their faith, and reach out to others with messages of hope and resilience.

 What began as a quiet act of creativity blossomed into two powerful books that now serve as beacons of light for readers navigating life’s storms.

Eighteen-year-old Chiamanda Ononiwu is the author of Do Not Be Afraid. A passionate Electrical Engineering student , she is also a proud alumna of Intellichild TLC and Valedictorian of Great Blessings School, Class of 2022. 

In her book, she addresses the emotional challenges many young people face and draws from her personal faith to offer guidance and encouragement.

Her elder sister, Chiamaka Ononiwu, 20, is a final-year medical student at Babcock University in Nigeria. She penned Waterfalls, a heartfelt and deeply spiritual work she describes as divinely inspired. Chiamaka views her writing as a calling — a mission to uplift souls and bring hope to those struggling with life’s challenges.

“Personally, I would say it all started with the idea of inclusion, inspired by real human experiences,” Chiamaka shared. “We’ve had conversations with people who’ve gone through difficult situations — including issues and those stories helped shape what I write today.”

She added, “It’s all about encouraging people to face life with faith. We began this journey during a dark time in the world, and I felt called to create something that could offer comfort and hope — not just locally, but globally.”

The official book launch and signing ceremony took place on Wednesday in Abuja, Nigeria’s capital, and was attended by family, friends, colleagues, and well-wishers. It was a celebration of creativity, faith, and youthful brilliance, as the sisters presented their work to an inspired audience.

Speaking at the event, Chiamaka emphasized the core message of her book: “Waterfalls reminds readers that God is always watching over His people. He doesn’t bring fear — He brings peace, hope, and love. I want readers to find comfort and assurance in that truth.”

For Chiamanda, her book is a message to young people who may feel overwhelmed by life’s pressures: “Do Not Be Afraid is especially for youth navigating difficult times. No matter how hard life gets, you can always find strength and direction in God’s word.”

Writing came naturally to both sisters. Chiamaka recalled, “Even as a child, I loved writing short stories for my siblings. When the opportunity came to publish, I knew it was time to share my message with a wider audience.”

Despite their demanding academic paths, both young women balanced their studies with writing through perseverance and faith.

Chiamanda and Chiamaka are united by a shared dream — to inspire people across the world with their writing.

Chiamaka expressed Further;  “Our biggest hope is that these books will reach people who need to know that God is real, that He’s always with them, and that through Him, anything is possible,” Chiamaka said.

With Do Not Be Afraid and Waterfalls, the Ononiwu sisters have not only created literary works — they’ve created lifelines. Their voices, grounded in faith and driven by purpose, remind readers everywhere that even in the darkest moments, God’s light never fades.

Their father, Dr. Charles Ononiwu — a distinguished surgeon and deeply devoted parent — also spoke at the event, sharing the journey from his perspective.

“For me, my number one priority has always been to care for children — not just medically, but also by encouraging them academically and in the basics of life,” he said.

He recounted a moving moment with Chiamanda, who approached him with the idea of sharing her story publicly to inspire others.

“She came to me and said she wanted to talk to her peers, to share how she had been comforted, and to help them see that everything would be okay,” he recalled. “As a father, my role was to guide her. I support both of them, help activate their strengths, and provide direction.”

Dr. Ononiwu made the decision to fund the publication of their books himself, believing in the power of their message.

“I told them, ‘You have something the world needs. You can make an impact in the lives of others,’” he said. “I believe every child has a gift. It is our responsibility as parents not to dismiss them, but to help them discover and nurture their talents.”

He encouraged all parents to support their children’s creative pursuits, noting, “Every person has something special inside them — no one is without talent. It’s just a matter of looking inward, discovering that gift, and sharing it with the world.”

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